Iowa 529 Contribution Limit 2024 Over 55. “starting in 2024, the secure 2.0 act allows savers to roll unused 529 funds into the beneficiary’s roth ira without a tax penalty,” says lawrence sprung, author of financial planning made. Key rules apply to the conversion:


Iowa 529 Contribution Limit 2024 Over 55

 — in 2024, individuals can gift up to $18,000 in a single 529 plan without those funds counting against the lifetime gift tax exemption amount. These limits depend on the state, and range from $235,000 to $575,000.

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